helping local heroes
TEACHERS | MILITARY | FIREFIGHTERS | POLICE
HELPING HEROES FIND A HOME
If you are a Teacher, Firefighter/EMS, Police, Military (Active & Retired) or a Healthcare Professional, contact us to learn how you can get additional savings on your home mortgage.
REQUEST YOUR FREE HOMEBUYER GUIDE TODAY!
If you are looking to make a purchase or looking to refinance your home, request our FREE Homebuyer Guide Today! This guide will help give you an idea of what to expect during your home buying/refinancing transaction as well as important keywords and phrases that we will use during your mortgage transaction.
- Do’s and Don’t
- Common Mortgage Terms
- Moving Checklist
- Document Checklist
The Homebuying process
Frequently asked questions
We have many home mortgage programs such as down payment assistance, refinance programs as well as local community Hero programs. Community Heroes include, EMT’s, Police, Firefighters, Doctors, Nurses and many more.
Contact me today to go over the best programs for you.
Yes! Applying for a home loan is very simple through our online application. To get started on a home mortgage applications, just click here to begin.
It is an honor to serve our heroes: Military Veterans and active duty service members, you may qualify for a Veterans Administration (VA) loan. These loans often require no down payment and have lower closing costs, helping to keep your savings secure. At Geneva, we take pride specializing in the highest quality service for VA loans – service you deserve as a U.S. Veteran.
VA Home Loan
- 100% Financing with full VA Entitlement*
- No Monthly Mortgage Insurance
- Seller Contribution to Closing Costs Permitted Product Benefits
- No Prepayment Penalties Construction Financing For: – Single Family Residences – Townhomes – VA Approved Condos – Other property types may be eligible**
- Fixed- and adjustable-rate loan terms
*A down payment may be required if the borrower does not have full VA entitlement, or if the loan amount exceeds the current maximum loan amount. **
You can get more information from the government’s website, but the basic requirements include:
- You’re currently active duty military, or you’re a veteran, honorably discharged.
- At least 90 consecutive days of active service during wartime or at least 181 consecutive days of active service during peacetime.
- More than six years of service in the National Guard or Selective Reserve.
If you would like to find out about your eligibility just contact me today.
We are committed to America’s every day heroes.
In addition to VA Home Loans, we carry multiple HERO mortgage products, that may provide up to 3.5% in down payment assistance program for the following designations:
- All First Responders: Police, Firefighters, EMT
- Medical Professionals: Doctors, Nurses
- Active Duty and Veteran Military
- Homes for Heroes Approved Lender
GENEVA FINANCIAL | RANDY CHAMBLISS
Randy Chambliss (NMLS# 145175) is a Co-Branch Manager with Geneva Financial, LLC. Randy is one of the most-requested Financial Coaches, Mortgage Consultants & Real Estate Advisors in the United States. From a struggling husband and father of seven barley meeting his family’s daily living expenses to leading multi-million-dollar mortgage and real estate enterprises. His courage and determination have inspired people nationwide that they too can attain TRUE personal financial success and homeownership.
For over 18 years, Randy has been teaching commonsense money, mortgage and real estate principles that work. As a result of his coaching, mentoring and expert guidance, he’s helped countless people achieve their dream of homeownership and financial security. His homebuyers and investors feel empowered, determined, inspired, and educated on the home buying process powered by his human experience. He takes the time to make sure clients understand their home loan and the homebuying process.
Randy’s extraordinary story of transforming his own life from living paycheck to paycheck with over $177,000 of debt and $15.19 to his name, to figuring out how to take control of his money, pay off debt, build wealth through real estate, and live the life he and his family knew they deserved to live is the inspiration behind his bold mission to inject hope and elevate the financial wellness of others so that they too can attain financial security, joy and happiness.
Give Randy a call today at (504) 270-2783 to get your questions answered.